Q: Who qualifies for affordable or workforce housing programs?
Most affordable and workforce housing programs are not tied to a particular home, development, or neighborhood, but rather individual households may qualify for interest rate reductions, down payment, and closing cost assistance based on their annual household income.

• Click here to determine if your clients meet the income requirements for most AFFORDABLE HOUSING programs.
• Click here to determine if you meet the income requirements for most WORKFORCE HOUSING programs.
• Visit THE PROVIDERS page for a list of tri-county providers of affordable housing. 

Q: What is the Homebuyer Assistance Program and how can it help my clients?
Individual homebuyers CANNOT apply directly to LHT for down payment and closing cost assistance. To learn more about the Homebuyer Assistance Program please contact a local housing counseling agency to sign up your client up for a homeownership course.

Q: What have realtors done in other areas of the country on this topic?

• Certified Affordable Housing Realtor® Certification

Created a Certified Affordable Housing REALTORS® (CAHR) certification program to recognize those REALTORS® who have committed their time and obtained experience in working the affordable housing market.

• Affordable Housing Finance Program Guides

Developed a compilation of downpayment and special financing programs available for buyers and sellers in the realtor association’s service area. The compilation includes a brief description of each program and contact information.

• Affordable Housing Roundtables

Held monthly, these roundtables feature industry experts speaking on a variety of affordable housing topics. The roundtables also provide a forum for discussing buyer and seller needs, as well as a vehicle for showcasing affordable listings. 

• Affordable Housing Continuing Education

Provide education classes throughout the year to educate REALTORS® on affordable housing issues, programs, financing, etc.